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Our financing offering

Our financing solutions round off our private banking offering for you. Increase your financial flexibility.

Lombard loan

The LGT Lombard loan gives you access to additional liquidity at short notice when you pledge your assets held with us as collateral.

We grant you a variable credit limit that you can use to purchase securities or for any other liquidity needs. The maximum credit limit is determined by the lending value of your securities pledged as collateral, as calculated by us. A low interest rate for your LGT Lombard loan is possible for drawdowns in the form of fixed advances.

Conditions for Lombard credits in current accounts (PDF)

Mortgages for real estate financing

With an LGT mortgage, you can finance your real estate flexibly in combination with Private Banking investments in selected countries.

In Liechtenstein and Switzerland, we offer our well-known mortgage products at attractive conditions. For example, earthquake insurance for your property is included in our mortgage package there.

Our internationally experienced experts will create tailor-made solutions for you. We finance residential properties in the best locations in the following regions: United Kingdom (Prime Central London), France (Paris, Côte d’Azur, French Alps), Austria (Vienna, Salzburg, Kitzbühel), Germany (on request), Singapore, Hong Kong

LGT Private Banking mortgage

The LGT Private Banking mortgage offers flexible, straightforward real estate financing in Liechtenstein and Switzerland. No expensive interest rate hedge is required, as each time your mortgage comes up for renewal you are free to choose another form (variable-rate or fixed-rate).


You are free to choose what form your mortgage takes and determine the interest rate mix for your LGT Private Banking mortgage in line with your expectations.

  • Variable-rate mortgage: the interest rate changes in line with trends on the money and capital markets.
  • Fixed-rate mortgage: the interest rate remains unchanged over the agreed term (one to ten years).
  • SARON Fix mortgage: the interest rate remains unchanged over the agreed term (1 or 3 months).


Unlike structured mortgage products, the LGT Private Banking mortgage is as straightforward and transparent as can be. This mortgage has no fixed term so there is no need for an expensive interest rate hedge.


Within the context of your overall client relationship, our mortgage specialists develop financing solutions adapted to your needs. The individual tranches of the LGT Private Banking mortgage may have set terms, but your overall mortgage does not.

Trade finance

With us, your payment guarantees and performance obligations are in good hands.
We have extensive experience and in-depth knowledge of settling and hedging all kinds of contractual security deposits and contingent liabilities.

Find out more about our financing offers:

Make an appointment for an informal discussion with a specialist


This information does not represent an offer, a quotation or request for a quotation, a public advertisement or a recommendation to apply for financing or to buy or sell specific products. Financing opens up new opportunities, but also involves risks. Your investment profile is the decisive factor. Discuss your financing options with your client advisor.

Indicative non-binding interest rates in connection with assets of CHF 300 000 or more. The definitive interest rate is determined when the mortgage is finalized. The interest rates are fixed definitively two days before payout/extension of the mortgage. However, the interest rate may be fixed definitively in advance on payment of a premium. A maximum of five tranches (fixed-rate, variable-rate and Libor together), minimum amount per fixed tranche of CHF 100 000. The interest rate is based on LGT’s prevailing refinancing costs.